在 · one honest question
Anyone else considering increasingly moving to short term govt paper in their tax-free accounts?
A direction, not a prediction — read through the Chinese lens.
The direction
You do not need the whole road. You need the next hundred metres.
No account, no card. One question, one direction.
In someone's own words
“I’m thinking of tarting to lowly move to higher allocation of ca h / money market Given inflation, rate and how heavily weighted to AI the market are, it ju t eem irre pon ible to be heavily indexed to VT, VOO Doing it in my taxable account will trigger cap gain , which I don’t want to do at thi...”
— a real post, kept anonymous
What this question usually is
- Feeling behind is usually a comparison problem, not a progress problem.
- The map you are reading was drawn for someone else's start.
- Most people are not lost. They are just reading the wrong sign.
問
“You keep asking because you think someone has your answer. They have theirs.”
One question in. One direction out.
A reflection, not medical or financial advice. If today is heavier than words, findahelpline.com lists real helplines near you.